Affordable Healthcare Without the Insurance Headaches
A revolutionary alternative to traditional insurance. Join a community that puts people over profits and puts healthcare control back in your hands.
Affordable Healthcare
Plans Start at $73/mo for individuals & $378/mo for families
With such low plan costs and high coverage, it’s no wonder we maintain a 98% client retention rate.
Member Benefits & Perks
The standard for comprehensive healthcare sharing, built on member-focused advantages and elite service.
Effortless Rx Savings
Say goodbye to coupons and hello to more than 65,000 participating pharmacies with total price transparency in your member center.
Dental & Vision
Deep network discounts without standard policy restrictions or waiting periods, designed for exceptional value.
Wellness Checks
100% covered preventative care designed to keep your family at peak health throughout the year.
Rapid Enrollment
Swift onboarding with coverage typically beginning the very next month. No long waiting periods or complex red tape.
24/7 Telehealth
Instant access to medical professionals at any time, from anywhere, typically at zero additional cost to the member.
Provider Freedom
Total autonomy to see any doctor or visit any facility without being restricted by narrow network limitations.
FREE Health & Wellness Rewards
The Health and Wholeness Reward is designed to support our members in their journey to wellness. This innovative reward offers up to $150 per household per month.
- check_circle Gym Memberships & Fitness Subscriptions
- check_circle Direct Primary Care (DPC) Memberships
- check_circle Naturopathic Medications & Supplements
- check_circle Acupuncture & Specialized Services
Rooted in Sovereignty
High-end medical sharing that values your freedom and your finances equally. We’ve built a foundation of trust, transparency, and total provider autonomy.
Lower Costs
Sharing amounts that respect your budget without sacrificing the quality of your executive care experience.
Freedom of Choice
See any doctor, anywhere. No restrictive networks or out-of-network penalties for your medical decisions.
Price Transparency
Empowerment through knowledge. Know your medical costs before treatment begins, ensuring no surprise bills.
Member Video Testimonials
Hear directly from the community why Impact Health Sharing is the premier choice for modern protection.
The Impact Difference
A superior healthcare experience designed for freedom, clarity, and significant savings.
Traditional Insurance
Rising Costs: Annual 10-15% increases
Networks: Restrictive PPO/HMO barriers
Telehealth: $50 - $150 per remote visit
Clarity: Hidden costs and complex EOBs
Impact Health Sharing
Savings: Typical monthly savings up to 50%
Freedom: 100% any provider of your choice
Access: $0 Telehealth available 24/7
Transparency: Clear, upfront member pricing
Your Dedicated Strategy Advocate
Ben Dunkle
Independent Impact Healthcare Strategist
"My mission is simple: as a proud member of BNI: Business Networking International, I advocate for families and individuals & Small Business who are tired of being a number in a corporate spreadsheet. We provide a path to healthcare freedom that is both ethically sound and financially smart."
Common Questions
Everything you need to know about healthcare sharing.
Is Impact Health Sharing actual health insurance?
No. It is a healthcare sharing program, not traditional insurance. Members voluntarily share eligible medical expenses with one another instead of paying premiums to an insurance company. There’s no contractual guarantee of payment like standard insurance policies.
How does Impact Health Sharing work?
Members pay a monthly share amount based on household size, age, and selected PRA (Primary Responsibility Amount). After the PRA is met, eligible bills are typically shared at 90%, while the member pays a 10% co-share until the annual co-share cap is reached.
See How Much You Could Save
Complete our secure assessment and receive a personalized healthcare strategy.